Best Camera Mobile Phones Under 40000

The Realme GT 7 packs the right goodies like a high-end chipset, all-around cameras, a pretty good battery life with really fast charging speeds. If we’re to nitpick, thermal management and ultrawide shots could have been better but that’s asking too much from an otherwise well-packaged phone in the segment.

The Poco F7 stays true to the flagship killer spirit with a bold design, bright OLED display, excellent performance and 90W fast charging. However, it comes with compromises like a poorly optimised software experience, inconsistent cameras, and a hefty build. If you’re looking for raw performance and gaming is what you do in the sub-Rs 30,000 segment, the Poco F7 is a compelling choice.

Samsung's Galaxy S24 FE delivers a balanced experience in the segment, offering a bright 120 Hz display, dependable performance, solid battery life and a versatile triple camera setup. It’s an excellent choice for everyday users who want premium features but can’t go for the regular Galaxy S24. Power users may, however, notice its limitations, including a non-LTPO panel and only decent low-light photography.

The Poco X8 Pro continues the series tradition of delivering exceptional performance but with some much-needed upgrades. It now comes in an aluminium and glass chassis, with a water-resistant build, stunning display, large vapour chamber, improved HyperOS 3 experience and 100W fast charging. While the cameras are a let-down, it was never a highlight of this Poco series. So, if gaming is all that you crave, the Poco X8 Pro wouldn't be a let down for you.

The Realme 16 Pro impresses with excellent battery life, a bright and immersive AMOLED display and a comfortable design that works well for everyday usage. Performance is generally smooth but definitely not the best in the segment and shows occasional slowdowns under heavy loads. The 200 MP camera delivers decent daylight results but struggles with noise and colour inconsistency at night. Overall, it's a solid mid-ranger than excels in endurance, with a few noticeable compromises.

The Vivo T4 Ultra is a specialist phone that excels in performance and zoom photography, thanks to the Dimensity 9300+ and 50 MP periscope camera, respectively. However, the ultrawide camera is only decent and the software hasn’t been Vivo’s strongest suit due to bloatware. Overall, T4 Ultra is an ideal device for those who need processing power and camera zoom, something that most phones in this segment miss out on when prioritizing one over the other.

The Nothing Phone (4a) Pro is a stylish phone that comes in an all-metal jacket. It features an attractive and responsive screen, loud stereo speakers, an almost-clean software, solid cameras and an all-day long battery. Performance is the only thing holding it back from taking out the competition. But it's, without a doubt, one of the most impressive midrange phones I've seen so far in 2026. If you want style, substance and slick software, then the Nothing Phone (4a) Pro should be your obvious choice.

The Vivo V60 is a phone made for creators. While the internal processor isn’t class-leading, it delivers on other fronts with a great display and a massive battery. The star of the show is the Zeiss camera system which is capable of capturing great pictures with both the main and telephoto lenses. All in all, the Vivo V60 is a commendable choice for users who prioritise battery and camera over raw gaming prowess.

The Nothing Phone (4a) brings a well-rounded upgrade over last year's model with a high-res display, better performance, longer battery, and an improved design. However, the lenses at the back suffer colour difference and the Glyph placement might split opinions. But, this is hands down one of the best camera setups in the segment. So, if you want a solid midrange phone with great cameras, Nothing Phone (4a) should be the default pick in 2026.

The HMD Skyline plays on the nostalgia of iconic Lumia phones with a familiar design. While the display is fast and responsive, the on-screen brightness is not enough for outdoors. It’s the same story for performance and cameras, which are not par for the price. One major factor with Skyline is its repairability, but that isn’t a good enough reason to pay extra for this phone.